Frequently Asked Questions



What is a Profile?
What information is required to set up a Profile?
What are the User Name requirements?
What are the Password requirements?
Okay, I created a Profile. Now what?
What else can I add to my Profile?
What credit card information is required in order to store the credit card on my profile?
What bank account information is required in order to store my bank account as a payment method on my profile?
What is an Automatic Payment?
What is a Scheduled Payment?
What is Pay Now?
I received an e-notification of a bill. What do I do next?
Am I required to pay via Bill2Pay if I set up a profile?
Can I pay multiple accounts under a single profile?
How secure are my IVR and web payments?
How does my credit\debit card payments show on my bank or credit card statement?

What is a Profile?

Your payment profile allows you to manage the payments for one or more accounts. You may securely store credit/debit card, and/or bank account information to be used for payment(s) on accounts attached to your payment profile.

What information is required to set up a Profile?

Signing up for a Profile requires limited information. The required information is just your first name, last name, and an active email address where you can receive messages regarding your profile and accounts. You will also be required to select a User Name and set a Password for your Profile.

What are the User Name requirements?

Your user name must be between 6 and 30 characters AND cannot contain any symbols.

Commas, periods, and hyphens are allowed.

What are the Password requirements?

Your password must be a minimum of 8 characters AND it must meet 3 of these 4 conditions:

· At least one Uppercase letter

· At least one Lowercase letter

· At least one Number

· At least one Special character (excludes: " & ; < >)

Okay, I created a Profile. Now what?

Add your account(s) to your profile! Select "Add Account" from the navigation options on the left side of the website. You may want to reference the most recent copy of your bill for your account number information.

Remember! You may attach multiple accounts to your Profile. There is no need to set up a Profile for each account you may have or wish to pay on.

What else can I add to my Profile?

You can add payment methods (credit/debit card, bank account) and securely store them on your profile to use in the future. You may assign specific payment methods to each of your automatic or scheduled payments. You can also use any of your stored payment methods for your "pay now" single payments.

What credit card information is required in order to store the credit card on my profile?

Required Credit Card Information

Credit card issuers that are accepted for payment will be displayed as icons above the Credit Card Number field. You may choose to store multiple credit cards on your profile. All card information is stored securely. When you utilize a credit card stored in your wallet for “Pay Now” transactions, you will need to enter the CVV code at the time of transaction.

When adding a Credit Card, you will need to complete the following fields with the information as it appears on the front of the card:

· Name on Card

· Credit Card Number

· Expiration Date

. Country (of the address where credit card statements are sent or that the credit card issuer recognizes as the billing address for the credit card. This may be different from the billing address for the account/services you are paying for.)

· Billing Zip

What bank account information is required in order to store my bank account as a payment method on my profile?

When paying with a bank account, all payments must be in US funds and drawn on a US bank. Personal Checking, Personal Savings, Commercial Checking and Commercial Savings accounts are all available Account Type choices. Please note that additional fees will apply for bank account payments returned due to insufficient funds.

When adding a bank account as a payment method, you will need to complete the following fields:

· Name on Bank Account

· Account Type (Personal Checking or Savings, Commercial Checking or Savings)

· Routing Number

· Account Number (You will need to re-type Account Number to ensure accuracy)

You may also choose to save a nickname for your bank account, but the nickname is not required.

What is an Automatic Payment?

You may choose to automatically pay your total monthly invoice. You can select Automatic Payment for your account and the monthly amount due will be charged to the payment method you choose automatically. You will receive an email (usually 3 days prior to the date you’ve selected) reminding you that the payment will be made.

Important – to prevent duplicate payments - if your payment is at least a week past due and you have set up a scheduled payment or onetime payment to pay this, please wait 1 week before signing up for Auto Pay. The Auto Pay module has a lookback feature and will pull your payment if in the past within six days.

Auto Pay & Convenience fees: All payments made through this payment portal will be charged a convenience fee including Auto Pay payments.

What is a Scheduled Payment?

You may choose to schedule a payment for a future date. For example, say you receive your bill on the 3rd of the month and the payment is due on the 20th of the month. You can schedule the payment to be processed on any date you choose prior to the due date. The payment method you select (credit/debit card or bank account) will be charged on that date. You will receive an email (usually 3 days prior to the date you’ve selected) reminding you that the payment will be made.

Important – to prevent duplicate payments - if your payment is at least a week past due and you have set up a scheduled payment or onetime payment to pay this, please wait 1 week before signing up for Auto Pay. The Auto Pay module has a lookback feature and will pull your payment if in the past within six days.

Scheduled Pay: Please be advised when setting up a scheduled payment that all payments must be made on or before the due date of the bill to avoid a late charge. Payments received after the due date will be charged a late fee of 10 % of the total bill.

What is Pay Now?

You may choose to pay your account immediately. When you use the “Pay Now” option, your payment will be processed on the same day or the next business day, depending on the time of day you submit the payment.

I received an e-notification of a bill. What do I do next?

To view your bills you must set up a profile and attach an account to the profile. Once the account has been attached to the profile you will be able to view your bills. You will also be able to make payments via the payment portal if you choose to do so. Please remember that there is a convenience fee charged on all payments made via the Payment Portal.

Am I required to pay via Bill2Pay if I set up a profile?

You are not required to pay via the Payment Portal if you set up a profile. You can still make direct payments to the City of Atlantic Beach by check, money order or cash in the office or by mail. However, all credit or debit card payments must be made through the payment portal. No credit or debit card payments for utilities will be accepted in City Hall.

Can I pay multiple accounts under a single profile?

Yes. Once you set up your profile you can attach multiple accounts to that profile. This will allow you to view and pay all your bills if you would like to under one profile.

How secure are my IVR and web payments?

Our third party payment processor Bill2Pay meets all PCI Level 1/NACHA payment security standards.

How does my credit\debit card payments show on my bank or credit card statement?

Bill2Pay: City of Atlantic Beach or B2P*ATLANTIC BCH